更新日期：2019-06-21
檔案大小：12M
目前版本：7.38.1
版本需求：Android 4.0.3 以上版本
官方網站：http://tala.co
Email：support@tala.ph
聯絡地址：隱私權政策
Join millions of satisfied Tala customers who have grown their businesses, paid for school fees, and managed expenses with peace of mind.
Loan approval takes less than 5 minutes. And you’ll have cash sent to your bank account, Coins.ph wallet, or the nearest padala center within 24 hours.
What do I need to sign up?
• Upload ONE valid ID through our secure system
• No other paperwork needed
• No bank account required
How simple is the process?
• Download the Tala app
• Verify your identity through our secure system
• Get cash sent directly to your bank account, Coins.ph wallet, or nearest padala center
How quickly will I get my money?
• Same-day processing through Coins.ph and padala centers gets money in your hands quickly
• Or cash out at your local bank within 24 hours
How much can I borrow?
• Tala will loan you anywhere from Php 1,000 - 2,000 at first
• You can build your limit up to Php 10,000 by making loan payments on time
• Cash out at thousands of padala center locations, including, Cebuana Lhuillier, Palawan Express, M Lhuillier, LBC, or cash out into your own bank account, or the Coins.ph app
What are my loan terms?
• 21-day and 30-day loan options let you choose what’s right for you
• 21-day loan payment terms have a one-time fee of 11%*
• 30-day loan payment terms have a one-time fee of 15%*
How do I repay my loan?
• Visit any 7-Eleven, Cebuana Lhuillier, M Lhuillier, or the Coins.ph app
• You can pay in full or make partial payments, anytime on or before your due date
• Easy repayment schedule keeps you on track with your payments
Why use Tala?
• Simple application and approval process lets you borrow money instantly
• Personal security PIN ensures maximum protection over your identity
• Financial education tips to help you budget, save and invest your money
• Share Tala with friends and earn a bonus applied to your next loan payment
• Let millions of Tala customer success stories inspire you on your journey
Have questions? Visit www.tala.ph to check out our FAQs.
Ready to get started? Download the Tala app and apply for a loan today. Salamat!
Terms and Conditions: Tala charges a one-time service fee of 11-15%* of principal. Repayment schedules may vary. There is no minimum payment period for repayment; customers may make payments towards their principal at any time following disbursement. The maximum repayment period for a Tala loan is 21 or 30 days from disbursement. A one-time extension fee of 8% of the outstanding balance may be applied to loans past due. No other fees will be charged after this time. Additional terms and conditions apply.
*Effective APR: 183-191%. Tala will never charge you more than the amount of your service fee (plus a one-time extension fee if you do not pay by the due date). Fees do not compound or accrue.
**Representative example: a PHP 1000.00 loan taken for 21 days may incur a service fee of 11%, for a total cost of PHP 110 if repaid by the due date.
